Orrstown Financial Services Inc (ORRF): Price and Financial Metrics

ORRF POWR Grades

• Stability is the dimension where ORRF ranks best; there it ranks ahead of 97.62% of US stocks.
• ORRF's strongest trending metric is Growth; it's been moving up over the last 179 days.
• ORRF ranks lowest in Quality; there it ranks in the 50th percentile.

ORRF Stock Summary

• With a year-over-year growth in debt of -48.55%, ORRSTOWN FINANCIAL SERVICES INC's debt growth rate surpasses merely 6.52% of about US stocks.
• In terms of volatility of its share price, ORRF is more volatile than just 3.8% of stocks we're observing.
• ORRSTOWN FINANCIAL SERVICES INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 29.66%, greater than the shareholder yield of 94.46% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to ORRSTOWN FINANCIAL SERVICES INC are FCAP, FNLC, PRK, TMP, and VBFC.
• ORRF's SEC filings can be seen here. And to visit ORRSTOWN FINANCIAL SERVICES INC's official web site, go to www.orrstown.com.

ORRF Valuation Summary

• In comparison to the median Financial Services stock, ORRF's price/sales ratio is 91.67% higher, now standing at 2.3.
• Over the past 243 months, ORRF's price/earnings ratio has gone down 10.6.

Below are key valuation metrics over time for ORRF.

ORRF Growth Metrics

The 4 year net cashflow from operations growth rate now stands at -8.42%.
• Its 3 year revenue growth rate is now at 53.01%.
• Its 2 year net income to common stockholders growth rate is now at 64.33%.

ORRF's revenue has moved up $61,822,000 over the prior 70 months.

The table below shows ORRF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	115.981	46.267	31.137
2022-03-31	114.384	30.82	31.042
2021-12-31	115.036	40.811	32.881
2021-09-30	116.855	44.048	36.234
2021-06-30	114.428	43.148	34.019
2021-03-31	112.579	42.373	31.602

ORRF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ORRF has a Quality Grade of C, ranking ahead of 45.53% of graded US stocks.
• ORRF's asset turnover comes in at 0.04 -- ranking 175th of 430 Banking stocks.
• FMNB, TCBK, and TREE are the stocks whose asset turnover ratios are most correlated with ORRF.

The table below shows ORRF's key quality metrics over time.